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Terms of Service

These Terms of Service govern your use of creditcard-reviews.com, a website operated by Digify, LLC. By using the site you agree to these terms. If you do not agree, please do not use the site.

Effective date: 13 May 2026.

1. What this site is

Credit Card Reviews is an editorial publication. We write reviews, comparisons, and educational content about credit cards and adjacent finance topics. The content is provided for general informational purposes only. It is not financial advice, legal advice, tax advice, or any other kind of professional advice.

2. Not financial advice — your own judgement applies

Credit cards and other financial products are complex. The right product depends on your income, credit history, spending pattern, risk tolerance, and goals. Nothing on this site takes the place of working through your own numbers, reading the issuer's actual application terms, or consulting a qualified financial professional. We do our best to be accurate, but card terms change, issuers reprice products, and bonuses get nerfed without notice. Always verify the current offer on the issuer's site before applying.

3. Acceptable use

You agree not to:

  • Use the site for any unlawful purpose
  • Scrape, copy, or republish content without permission
  • Interfere with the site's normal operation (denial-of-service, exploit attempts, etc.)
  • Impersonate any person or misrepresent your affiliation with anyone
  • Upload or transmit any content that infringes someone else's rights

4. Intellectual property

All content on this site — articles, comparison tables, charts, illustrations — is owned by Digify, LLC or our licensors and is protected by U.S. and international copyright law. Personal, non-commercial linking and quoting (with attribution) is fine. Wholesale republication is not.

5. Third-party links and affiliate relationships

This site contains affiliate links and links to third-party sites. We have no control over the content, privacy practices, or terms of those third parties, and we are not responsible for them. See our Affiliate Disclosure for details on our financial relationships with the issuers and networks we link to.

6. No warranty

The site is provided "as is" and "as available." Digify, LLC disclaims, to the maximum extent permitted by law, all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

7. Limitation of liability

To the maximum extent permitted by law, Digify, LLC and its officers, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost data, or business interruption, arising from your use of the site. Our total liability for any claim arising from these Terms or your use of the site shall not exceed $100.

8. Indemnification

You agree to indemnify and hold harmless Digify, LLC from any claim arising from your breach of these Terms or your misuse of the site.

9. Changes to these terms

We may update these Terms from time to time. The "Effective date" at the top of this page will move forward. Continued use of the site after a change means you accept the new Terms.

10. Termination

We may suspend or terminate your access to the site at any time, for any reason, including violation of these Terms.

11. Governing law and disputes

These Terms are governed by the laws of the State of Utah, without regard to its conflict-of-laws rules. Any dispute arising from these Terms or your use of the site shall be brought in the state or federal courts located in Utah County, Utah, and you consent to personal jurisdiction in those courts.

12. Severability

If any part of these Terms is found unenforceable, the rest remain in effect.

13. Contact

Questions about these Terms: [email protected]. Mailing address: Digify, LLC, 2901 Bluegrass Blvd., Ste 200-217, Lehi, UT 84043.

This article was AI-assisted and reviewed by our editorial team.