Best Cash Back Credit Cards For Canadians in 2023

Introduction:
Cash back credit cards have gained immense popularity among Canadians seeking to maximize their savings while making everyday purchases. These cards offer a percentage of your spending back as cash rewards, allowing you to earn money on your regular expenses. In this blog post, we will explore the best cash back credit cards available to Canadians, helping you choose the right card to unlock substantial savings.

1. Scotia Momentum Visa Infinite:
– Earn high cash back rates on essential categories like groceries, gas, recurring bills, and pharmacies.
– Enjoy comprehensive travel insurance coverage and concierge services.
– Access exclusive offers, including discounted car rentals and hotel stays.

2. Tangerine Money-Back Credit Card:
– Earn cash back in up to three spending categories of your choice, such as groceries, gas, restaurants, and more.
– Enjoy unlimited cash back potential with no annual fee.
– Transfer your cash back rewards to your savings account for even more value.

3. CIBC Dividend Visa Infinite:
– Earn cash back on various everyday purchases, including groceries, gas, dining, and recurring bills.
– Enjoy exclusive benefits, such as airport lounge access and travel insurance.
– Access personalized concierge services and special offers on entertainment and dining experiences.

4. BMO CashBack World Elite Mastercard:
– Earn high cash back rates on all purchases, with accelerated earnings on gas and groceries.
– Benefit from extensive travel insurance coverage and concierge services.
– Enjoy exclusive shopping privileges, including access to unique events and experiences.

5. American Express SimplyCash Preferred Card:
– Earn generous cash back rewards on all purchases, with higher rates for certain spending categories.
– Access comprehensive insurance coverage, including travel and purchase protection.
– Enjoy front-of-the-line access to entertainment events and exclusive Amex Offers.

6. MBNA Rewards World Elite Mastercard:
– Earn flexible cash back rewards that can be redeemed for travel, merchandise, or statement credits.
– Benefit from extensive travel insurance coverage and concierge services.
– Access exclusive perks, including VIP event experiences and luxury hotel upgrades.

Conclusion:
Cash back credit cards provide an excellent opportunity for Canadians to earn money while making everyday purchases. By choosing the right card that aligns with your spending habits and financial goals, you can unlock substantial savings and enjoy additional perks and benefits. Remember to compare the features, cash back rates, redemption options, and additional benefits of each card to find the one that suits your needs best. With a cash back credit card in your wallet, you can start maximizing your savings and making the most of your spending.

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